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Property

Fire and its consequent losses pose a constant threat to businesses, and their unpredictable nature makes prevention challenging. While predicting fires may be impossible, taking proactive steps to prevent them is crucial. Businesses of all sizes are vulnerable to dramatic and unexpected circumstances that can severely disrupt or even ruin operations.

In light of these potential challenges, obtaining property insurance for your business is not just prudent – it's compelling. Fire insurance provides a safety net that covers a wide range of risks, including the possibility of a complete shutdown. By safeguarding your business against the financial repercussions of fire-related incidents, you can ensure continuity and peace of mind in the face of the unexpected.

Industry-list

ICICI Bharat Griha Raksha Policy

ICICI Bharat Griha Raksha Policy coves for your dwelling (housing societies), against fire and natural calamities like storm, floods, earthquake, etc.

  1. Griha Raksha Policy also covers contents, articles or things which belong to your home. Contents like television, refrigerator, furniture and other household articles are covered
  2. Optional covers which are available include – cover for valuable contents and personal accident cover for insured and spouse
Clinical

Fire

Product

Lightning

General

storm, cyclone, typhoon

E&O

Forest fire, bush fire, jungle fire

Clinical

Missile testing operations

Product

Acts of terrorism

General

Bursting or overflowing of water tanks

Clinical

Explosion or Implosion

Clinical

Burning of Insured Property by any order of Public authority

Product

Loss, destruction or damage to stocks in cold storage

General

War, invasion, war-like operations

E&O

Pollution or contamination

Clinical

Consequential or indirect loss or damage

Product

Insured premised or building remains unoccupied for more than 30 days

General

Deliberate, wilful or intentional act or omission

General

Loss, destruction or damage to insured property by undergoing any heating

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Disclaimer

This is just an indicative list, kindly refer policy wordings for detailed information.

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