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Health

Customised Health Plans for your employees when they need us the most.

Unlock the full potential of your workforce with group health insurance. We understand that your employees are your greatest asset, our tailored health plans promote a healthier and more productive lifestyle. Experience seamless tech enabled benefits & claims services with us.

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Group Health

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Group health insurance cover is offered to the employees of an organization, which can also be extended to cover their family. The policy covers indemnification of medical expenses incurred by the insured during hospitalization & any illness or injury suffered in India. Pre & Post hospitalization medical expenses can be covered upto 30 days and 60 days and covers age from 91 days to 80 year

Hospital expenses Expenses incurred due to hospitalization like medicines, oxygen, blood, OT charges, medical tests and diagnosis, chemotherapy, radiotherapy, organ transplantation, etc.
Hospital accommodation expenses Expenditures towards ICUs are either addressed through cashless hospitalisation feature or are reimbursed by the company.
Day-care hospitalization Expenditures towards tech-driven medical treatments that do not involve 24-hour hospitalization.
Charges for medical experts The fees for medical professionals involved during hospitalization like doctor, nurse, etc. are also provided by mediclaim policies.
Hospital lodging expenses Expenditures towards ICUs are both addressed via cashless hospitalisation feature or are reimbursed via the insurer
Pre and post-hospitalization expenses Expenses incurred for up to 30-60 days before and till 60-120 days after hospitalization. It may also include medical assistance for emergency services like ambulance, etc.
First Year Exclusion The expenses on treatment of following diseases, or illness and related disorders during the first year of operation of this policy.
30 days waiting period Expenses related to the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident
Plastic Surgery
Dental Treatment Dental Treatment Ÿ Convalescence/ General Debility
Intentional self-injury
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Disclaimer

This is just an indicative list, kindly refer policy wordings for detailed information.

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