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Liability

Liability insurance is a policy that offers protection to businesses and individuals from risk that they may be held legally or sued for negligence, malpractice or injury. This insurance policy protects the insured from legal payouts and costs for which the policyholder is deemed to be responsible.

Comprehensive General Liability Directors and Officers Liability Cyber Risk Insurance Professional Indemnity
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Comprehensive General Liability

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With this insurance policy, you can mitigate the financial burden that may arise due to third-party liabilities, for this reason, it can also be called third-party liability insurance.

  1. Lawsuits, Investigations, and Settlements: If your business is being sued for any damage caused to a third party, the insurer covers the expenses of investigating officer or lawyer.
  2. Medical Expenses: In case of an injury to a third party attending your office, the medical expenses will be covered
  3. Damage or injury due to an accident in your premises or from your products, operations, or promotional advertisements leading to a third-party liability claim will be covered.
  4. Liability arising due to damage to a third party’s property while visiting your office will be covered
Lawsuits, Investigations, and Settlements If your business is being sued for any damage caused to a third party, the insurer covers the expenses of investigating officer or lawyer.
Medical Expenses In case of an injury to a third party attending your office, the medical expenses will be covered
Damage or injury due to an accident in your premises Operations, or promotional advertisements leading to a third-party liability claim will be covered.
Third party liability Liability arising due to damage to a third party’s property while visiting your office will be covered
Earthquake earth-tremor, volcanic eruption, flood, storm, tempest, typhoon, hurricanes, tornado, cyclone or other Similar convulsions of nature and atmospheric disturbance
Intentional non-compliance of any Statutory provision Deliberate, willful or intentional non-compliance of any Statutory provision or disregard of the insured’s technical or administrative management
As loss of goodwill, loss of market etc Loss of purely financial nature such as loss of goodwill, loss of market etc.
All personal injuries such as libel, slander false arrest, wrongful eviction/ detention, defamation etc., and resultant mental injury, anguish or shock
Infringement of plans, copyright, patent Trade name, trademark, or registered design
Injury to any person under a contract of employment/apprenticeship with the insured, when such injury arises out of the execution of contract
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Disclaimer

This is just an indicative list, kindly refer policy wordings for detailed information.

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