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Liability insurance is a policy that offers protection to businesses and individuals from risk that they may be held legally or sued for negligence, malpractice or injury. This insurance policy protects the insured from legal payouts and costs for which the policyholder is deemed to be responsible.


Cyber Risk Insurance

With cyber risk steadily increasing, security/ data breaches affect millions of records a year. Cyber Risk insurance coverage is designed to help an organization mitigate its risk exposure by offsetting costs involved with recovery after a cyber-related security breach or similar event.

Data breach and privacy management
Multimedia and media liability cover This insurance covers the third-party damages including specific defacement of website and intellectual property rights infringement.
Extortion liability cover The cyber insurance policy also covers the losses due to a threat of extortion and the professional fees related to dealing with the extortion.
Network Security liability This may include the third-party damages as a result of the denial of access, costs related to the theft of data on third-party systems etc.
Dishonest or improper conduct of the insured
Property damage caused by cyber attack
Mechanical failure standard depreciation, electrical disturbance and media failure or malfunction
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This is just an indicative list, kindly refer policy wordings for detailed information.


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