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Group Personal Accident

Personal Accident Insurance policy provides monetary compensation to the policyholder in the event of bodily injuries, disability and even death arising from an accident, violent, visible and external event.

  1. Accidental death - Coverage includes a fixed sum of money provided to their nominee in the unfortunate event of an accident-related death.
  2. Permanent Total disablement (PTD) - Coverage includes a fixed sum of money provided in the unfortunate event of an accident, resulting in the total and irrecoverable loss of limbs or eyes.
  3. Permanent Partial Disablement (PPD) - Coverage includes a Partial Sum of money provided in the unfortunate event of an accident, resulting in partial loss of limbs, sight, hearing, etc. The Sum of money will be disbursed based on the percentages defined in the Policy Document. Please refer to the policy for more details.
  4. Temporary Total Disablement (TTD) - Coverage includes compensation provided due to an accident-related injury, which is temporary and recoverable, resulting in the loss of earning. For example, fracture of bone. A fixed sum of money is provided on a weekly basis during this time.
Children’s Education Grant If the Insured person dies or becomes permanently and totally disabled due to an accident, this add-on allows the Insured's dependent children to receive an education grant.
Ambulance Charges This add-on covers the cost of reasonable ambulance charges when the Insured person needs to be taken to the nearest hospital due to a life-threatening emergency.
Repatriation of Mortal Remains This add-on covers the expenses incurred towards the repatriation of the mortal remains of the Insured from their place of death to their place of residence.
Medical Expenses This add-on will cover the medical expenses incurred by the Insured person for treatment related to an Accident
Self-injury
Suicide
Venereal disease
Insanity
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Disclaimer

This is just an indicative list, kindly refer policy wordings for detailed information.

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